Who owes what, who to call today, and which promise broke. The reminder goes out on WhatsApp from the same register, and the promise is logged as it is made.
Debtors Recovery
Collect what you are owed — from the register, on WhatsApp.
Ageing, outstanding and every customer's promise in one register, with WhatsApp chasing built in: approved templates, live two-way conversation, bulk follow-ups and system documents attached — without leaving the page.
✓ No card to start
✓ Guided onboarding
✓ Every edition
The problems it removes
Why businesses come to Debtors
Money that ages quietly
Overdue balances nobody chases until the quarter looks bad.
Chasing from personal phones
Follow-ups sent from a collector's own WhatsApp, with no record when they leave.
Downloading to attach
Statements and invoices downloaded, renamed and re-uploaded just to send them.
What you get
Debtors Recovery, in detail
Each capability below is a screen that exists today — not a roadmap.
Ageing & outstanding
Current, 30, 60, 90+ buckets per customer with the last payment and days overdue computed, never typed.
WhatsApp inside the register
A conversation dock on the same page: read replies, answer, and log the outcome. Meta-approved templates outside the 24-hour window, free text inside it.
Bulk follow-ups
Filter by bucket, select the customers, review every message with its exact figures, send up to 50 in one go — with every skip explained.
Attach without downloading
Send the invoice or statement the system already holds; preview it first, share it as a document.
Outcomes, not just messages
Promise-to-pay, disputed, partly paid — logged against the customer so the next call starts informed.
Collector-safe by design
Collectors see only their customers; figures come from the books, so a template can never say ₹ 0 by mistake.
In your words
Ageing bucketsPromise to payApproved templates24-hour windowBulk chaseOutcome log
A real screen
Debtors, as it looks in use
One region of the product on a demonstration company — no client, employee or customer appears.
How it works
Up and running in three steps
1
Connect your WhatsApp Business number
Meta Cloud API, verified number, approved templates — we set it up with you.
2
Chase from the register
Open a customer, see the thread beside the figures, send the right template or reply.
3
Watch the ageing fall
Outcomes and payments update the buckets; the bulk view shows who still needs a nudge.
Questions
Before you ask
Do collectors need the WhatsApp app?
No. Conversations run inside Kizuna through the official WhatsApp Business Platform; nothing is sent from a personal phone.
Can we send to customers who have not written to us?
Yes, with a Meta-approved template. Free-form text is allowed only inside the 24-hour customer-service window, which the system enforces.
What about our existing customer data?
Customers, invoices and outstanding come from the Finance module or an import; the register never asks you to retype a balance.
Everything else on the platform
Connected to the rest of Kizuna
Finance & AccountingBooks that close every month, not every March.
Site ProgressSee every site's progress, live, from wherever you are.
Document MasterEvery licence, deed and KYC — found in seconds, renewed on time.
Lead ManagementEvery enquiry, followed up, by the right person.
Daily TrackerThe owner's day, on the record — and private.
Petty Cash ManagementSmall cash, fully accounted — receipt by receipt.
BEST Business ToolsThe tools a growing business keeps reaching for.
Annual Operating PlanPlan versus performance, every day — not at year end.
KizunaLogic HRMPeople, attendance and payroll — calm, connected, correct.
URD Purchase DailyOld-gold buyback, lot by lot, with the real profit.
See Debtors on your own numbers
A free trial or a 20-minute demo — tell us which, and who to call.